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Here is our disclaimer. We have used our best efforts in preparing this website and we make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this website. The information displayed on this site is strictly for informational and educational purposes. It is no substitute for specific advice or instruction. Therefore, if you wish to apply ideas displayed on this website, you are taking full responsibility for your actions.

The service and any information contained on or provided through the service is on an "as is" basis and without warranty of any kind, either express or implied. That means that the information contained on or provided through this service is intended for general consumer understanding and education. Any access to this site is voluntary. We will regard all access as voluntary and at the sole risk of the user.

This site and its services are for consumer educational and informational use only. Nothing contained in this site is or should be considered, or used as a substitute for, professional financial advice. The services provided on this site are there to educate consumers on financial issues that may affect their daily lives. This site and its services do not constitute the practice of professional financial advice. The statements herein have not been evaluated by any Regulatory Agency or Body. Always talk to a professional financial advisor before taking any kind of financial action.

All material provided on the Financial-Choices-Matter.com Web site is provided for informational or educational purposes only. It is not a substitute for professional financial advice. You should consult a professional personal financial advisor regarding the applicability of any opinions or recommendations or questions with respect to your personal financial situation.

This site does not provide financial advice and is not intended to be a substitute for professional financial advice.

Because of the designated purpose of this site and the services it provides, you agree that Financial-Choices-Matter.com does not constitute a service that targets any one community, user group, business or industry. Because the site is designed for educational and informational purposes, you also agree that it does not constitute "doing business" in any specific jurisdiction or soliciting business for us or any of our affiliated companies, subsidiaries or our parent company or establishing "minimum contacts" with any jurisdiction outside of the state of Oklahoma. We advise users to always seek the advice of a professional financial advisor with any questions regarding personal financial conditions.

We do not operate, control, supply, endorse, warrant or guarantee any information, products, services or merchandise that are not clearly identified as information, products, services or merchandise supplied by us. We also do not warrant or guarantee that files available for downloading through the Service will be free of infections or viruses, worms, Trojan horses or other code that contains contaminating or destructive properties.

We, and our content providers, cannot and do not guarantee or warrant against errors, omissions, delays, interruptions or losses including loss of data. Users of this site are responsible for maintaining a means external to Financial-Choices-Matter.com for the reconstruction of any lost data.

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